microcom data centre has run high-volume data processing, payments and back
office operations for banks, insurers and retailers since 1984. Accuracy,
security and turnaround you can build an operation on.
ECS, NEFT and NECS, direct debit and credit, electronic bill presentment,
online payments and cheque processing — handled end to end from our
Mumbai facilities, under your controls and your service levels.
Custom application development, e-commerce platforms and IT services
engineered for the way banking, insurance, CRM and retail teams actually
work — not the other way round.
To handle the transaction volume our clients cannot economically handle themselves — accurately, securely and on time, every cycle.
Customer service is the cornerstone of the microcom business philosophy. It has been since 1984, and it still decides how we run.
High-volume capture, validation and reconciliation, run to agreed accuracy and turnaround targets.
Applications built for banking, insurance, CRM and retail workflows, from specification to support.
Transactional storefronts and payment integrations, with the fulfilment and reconciliation behind them.
Origination, account management, document management and payables run as a managed operation.
Every engagement starts with your existing volumes, exception rates and cut-off
times — not a generic template. We map the process as it runs today, identify what
can be standardised, and scope the work against measurable service levels.
Work moves across in phases with a documented runbook, trained operators and a
parallel run against your current output. You sign off on accuracy before we take
the volume, so go-live is a decision rather than a leap.
Maker-checker on financial data, access control by role, physical and logical
segregation between client engagements, and an audit trail on every batch.
Your data stays yours, and stays traceable.
You get volume, accuracy and turnaround reporting on your cycle, plus a standing
review of where the process can be simplified. Reducing cycle time and cost is
part of the engagement, not an upsell.
Years in operation
Mumbai delivery centres
Industries served
Inbound phone lines
Runs ECS, NEFT/NECS, direct debit and cheque cycles against fixed daily cut-off times.
Scanning, indexing, mandate repository and retrieval, with a full chain of custody.
Builds and maintains the custom applications and e-commerce platforms our clients run on.
Independent sampling, exception review and the reporting pack that reaches your desk each cycle.
Financial data passes through maker-checker before it leaves us, and an independent quality team samples output on every cycle. Where a discrepancy is found, you hear it from us first — with the batch, the cause and the correction — rather than finding it in your own reconciliation.
Cut-off times are agreed before go-live and reported against, not renegotiated afterwards. Our Andheri centre carries 100 inbound lines and both centres are staffed to absorb month-end and cycle-end peaks without pushing work into the next day.
Client engagements are segregated physically and logically. Access is granted by role and reviewed, media handling is controlled end to end, and every batch carries an audit trail you can follow. Nothing about your volumes or your customers is shared, cited or reused.
Two Mumbai locations, cross-trained operators and documented runbooks mean a process is never dependent on one desk or one person. Procedures are written down and kept current, so the operation survives leave, attrition and volume spikes alike.
Enterprises need to constantly innovate and re-engineer to increase customer value. We treat that as part of the contract: a standing review of where the process can be shortened, automated or simplified, with the saving passed back rather than held as margin.
Customer service is the cornerstone of the microcom business philosophy. In practice that means a named contact who knows your process, a response within the working day, and escalation that reaches someone empowered to decide rather than someone empowered to apologise.
Notes on payments processing, document management and back office operations from the people who run them — plus company news from our Andheri and Kalbadevi centres.
Company news
From a single processing floor in 1984 to two delivery centres serving banking, insurance and retail.
Payments
Mandate mismatches, stale account data and cut-off drift — the three failures worth instrumenting.
Back office
Why indexing discipline decides whether a repository is an asset or a liability.