microcom data centre
01

Data Processing,
Delivered at Scale.

microcom data centre has run high-volume data processing, payments and back
office operations for banks, insurers and retailers since 1984. Accuracy,
security and turnaround you can build an operation on.

02

Payments Processing
Without the Friction.

ECS, NEFT and NECS, direct debit and credit, electronic bill presentment,
online payments and cheque processing — handled end to end from our
Mumbai facilities, under your controls and your service levels.

03

Software Built Around
Your Operations.

Custom application development, e-commerce platforms and IT services
engineered for the way banking, insurance, CRM and retail teams actually
work — not the other way round.

About Our Company

Four Decades of
Processing Discipline.

Our Mission

To handle the transaction volume our clients cannot economically handle themselves — accurately, securely and on time, every cycle.

Our Philosophy

Customer service is the cornerstone of the microcom business philosophy. It has been since 1984, and it still decides how we run.

What We Do

Explore Your Business With
Four Core Capabilities.

Data Processing Solutions

High-volume capture, validation and reconciliation, run to agreed accuracy and turnaround targets.

Custom Software Development

Applications built for banking, insurance, CRM and retail workflows, from specification to support.

E-Commerce Applications

Transactional storefronts and payment integrations, with the fulfilment and reconciliation behind them.

IT & Back Office Services

Origination, account management, document management and payables run as a managed operation.

We study the process
before we quote it.

Every engagement starts with your existing volumes, exception rates and cut-off
times — not a generic template. We map the process as it runs today, identify what
can be standardised, and scope the work against measurable service levels.

We transition in
parallel, never blind.

Work moves across in phases with a documented runbook, trained operators and a
parallel run against your current output. You sign off on accuracy before we take
the volume, so go-live is a decision rather than a leap.

We run it under
controls that hold.

Maker-checker on financial data, access control by role, physical and logical
segregation between client engagements, and an audit trail on every batch.
Your data stays yours, and stays traceable.

We report, then we
take cost out.

You get volume, accuracy and turnaround reporting on your cycle, plus a standing
review of where the process can be simplified. Reducing cycle time and cost is
part of the engagement, not an upsell.

+

Years in operation

0

Mumbai delivery centres

0

Industries served

0

Inbound phone lines

Our Teams

The People Behind
Every Batch.

Payments Operations

Andheri Delivery Centre

Runs ECS, NEFT/NECS, direct debit and cheque cycles against fixed daily cut-off times.

Document Management

Kalbadevi Branch Office

Scanning, indexing, mandate repository and retrieval, with a full chain of custody.

Software Engineering

Andheri Delivery Centre

Builds and maintains the custom applications and e-commerce platforms our clients run on.

Quality & Controls

Both Centres

Independent sampling, exception review and the reporting pack that reaches your desk each cycle.

Engagement Models

Four Ways to Work
With microcom.

Per transaction
Volume Processing

You pay for what we process

Per month
Managed Operations

Whole process, one owner

Per seat
Dedicated Team

Your process, our people

Fixed scope
Project Delivery

Build, deploy, hand over

Our Commitments

What You Can Hold
Us To.

Accuracy

Financial data passes through maker-checker before it leaves us, and an independent quality team samples output on every cycle. Where a discrepancy is found, you hear it from us first — with the batch, the cause and the correction — rather than finding it in your own reconciliation.

Maker-checker on financial data

Sampled independently, every cycle

Turnaround

Cut-off times are agreed before go-live and reported against, not renegotiated afterwards. Our Andheri centre carries 100 inbound lines and both centres are staffed to absorb month-end and cycle-end peaks without pushing work into the next day.

Agreed cut-offs, reported against

Peak volumes absorbed, not deferred

Confidentiality

Client engagements are segregated physically and logically. Access is granted by role and reviewed, media handling is controlled end to end, and every batch carries an audit trail you can follow. Nothing about your volumes or your customers is shared, cited or reused.

Segregated by client, by role

Auditable chain of custody

Continuity

Two Mumbai locations, cross-trained operators and documented runbooks mean a process is never dependent on one desk or one person. Procedures are written down and kept current, so the operation survives leave, attrition and volume spikes alike.

Two centres, cross-trained teams

Documented runbooks, kept current

Improvement

Enterprises need to constantly innovate and re-engineer to increase customer value. We treat that as part of the contract: a standing review of where the process can be shortened, automated or simplified, with the saving passed back rather than held as margin.

Standing process review

Cycle time and cost, both tracked

Service

Customer service is the cornerstone of the microcom business philosophy. In practice that means a named contact who knows your process, a response within the working day, and escalation that reaches someone empowered to decide rather than someone empowered to apologise.

A named contact who knows your process

Escalation that reaches a decision

News & Insights

From the Processing
Floor.

Notes on payments processing, document management and back office operations from the people who run them — plus company news from our Andheri and Kalbadevi centres.

Company news

microcom data centre marks four decades of operations in Mumbai.

From a single processing floor in 1984 to two delivery centres serving banking, insurance and retail.

Payments

What actually breaks in an ECS cycle, and how to catch it early.

Mandate mismatches, stale account data and cut-off drift — the three failures worth instrumenting.

Back office

Document management is a retrieval problem, not a scanning problem.

Why indexing discipline decides whether a repository is an asset or a liability.